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CoverMe-Insurance.com is a marketing tool for David Michael Richardson Insurance Services, DBA Innovative Credit Insurance Solutions. California Department of Insurance License # 0G12703. All agents working for the previously mentioned entities are Covered California Certified and licensed by the state of California to transact insurance business in California.

This web site is owned and maintained by David Michael Richardson Insurance Services, DBA Innovative Credit Insurance Solutions, which is solely responsible for its content. This site is not maintained by or affiliated with Covered California, and Covered California bears no responsibility for its content. The e-mail addresses and telephone numbers that appear throughout this site belong to David Michael Richardson Insurance Services, DBA Innovative Credit Insurance Solutions, and cannot be used to contact Covered California. “Covered California,” “California Health Benefit Exchange”, and the Covered California Logo are registered trademarks or service marks of Covered California, in the United States.