Looking to enroll in Covered California Health Insurance? Tired of waiting on hold? Don't understand the ObamaCare Health Insurance Exchange? We are Covered California Certified Agents. There is no wait to talk with a live Covered California Certified Agent and we are available 24/7. Please give us a call any time. Some Covered California plans are as low as $1 per month. If you are not able to get through on the first try, fill out the simple form above and your worries are over. Our friendly agents will get back to you in the order the form was received.
CoverMe-Insurance.com provides medical insurance through the Covered California system. We have met the stringent qualifications to be offering Covered California products and to be called Certified Insurance Agents. We provide a wide range of medical insurance to our local clients and those who connect with us across the miles via the internet.
Covered California Health Insurance Exchange begins open enrollment on November 1, 2023. Enrollment will continue until January 31st, 2024. The CoveredCa Website and personnel are extremely busy. If you have had difficulty getting coverage, you have come to the right place. We are accepting phone calls 24/7. Or, if you don't get through on your first try, fill out the above form. Why wait on hold when you could just have us call you?
As you begin your enrollment for Covered California insurance, you will be faced with may new terms and difficult decisions. Below are some of are most frequently asked questions. For a full list see our FAQs page.
Open enrollment will start November 1, 2023 and continue through January 31, 2024. If you previously had a Covered California policy you can renew your Covered Ca right now.
Covered California and Healthcare.gov are both online health insurance marketplaces created under the Affordable Care Act (ACA) to help individuals and families in the United States find and purchase health insurance coverage. However, there are some key differences between the two: State vs. Federal-based Marketplaces: Covered California is a state-based health insurance marketplace, which means it is operated by the state of California. It is specifically designed to serve residents of California. Healthcare.gov, on the other hand, is a federal health insurance marketplace that serves residents of states that chose not to establish their own state-based marketplaces. It covers residents of states that are part of the federal marketplace. State-Specific Plans and Options: Covered California offers health insurance plans that are tailored to the needs of Californians. It provides a platform for residents to compare and purchase health insurance plans offered by private insurance companies in California. Healthcare.gov serves multiple states and offers health insurance plans that are available to residents of those states. It provides a broader range of options to individuals across the country. Enrollment Periods: Covered California may have its own enrollment periods and deadlines for open enrollment, which can differ from the federal open enrollment period. Healthcare.gov follows the federal open enrollment period, which typically runs from November to December each year. Some states that use Healthcare.gov may also have their own special enrollment periods. Eligibility and Subsidies: Both marketplaces determine eligibility for Medicaid (known as Medi-Cal in California) and the Children's Health Insurance Program (CHIP). Subsidies and financial assistance for purchasing health insurance plans through the marketplaces are determined based on factors such as income and family size. These subsidies are available through both Covered California and Healthcare.gov. State-Specific Regulations: Covered California may have state-specific regulations and policies that are unique to California. Healthcare.gov adheres to federal regulations and policies applicable to all states served by the federal marketplace. Outreach and Assistance: Covered California may have its own network of outreach and assistance programs to help residents navigate the marketplace and enroll in coverage. Healthcare.gov provides assistance resources for all states served by the federal marketplace, including tools, resources, and local assistance. In summary, the primary difference between Covered California and Healthcare.gov is that Covered California is a state-based marketplace serving California residents, while Healthcare.gov is the federal marketplace serving residents of states that did not establish their own state-based marketplaces. The services and plans offered can also vary based on the specific state's regulations and policies.
Yes. Although the federal penalty has been reduced to $0, the State of California has introduced a new, State penalty, for not having coverage. The penalty is 2.5% of Adjusted Gross Income (AGI) or $695, which ever is more, for each person that does not have coverage.
No. There is not a fee for enrolling. The price of your policy determined by you age, zip code, family size and income. There are NO additional fees. You only pay the premium to the insurance company that you choose.
No. The price of your policy determined by you age, zip code, family size and income. There are NO additional fees. You only pay the premium to the insurance company that you choose.
Covered California is alive and well. It is still providing reduced cost health insurance to over 1 million Californians.
No, Covered California is not your insurance company. CoveredCa is the exchange created so that you can shop for and purchase health insurance from a health insurance company such as Blue Shield, Blue Cross, Health Net or Kaiser.
The exchange in California that you will use to sign up for "ObamaCare" is Covered California. California chose to run its own exchange so in California you will be using a state health insurance exchange vs. a federal health insurance exchange.
No. Covered California is the name given to California's exchange. Covered Ca was created to sell the insurance dictated in the Affordable Care Act or ObamaCare.
The last day for CoveredCa open enrollment is January 31, 2024.
There is a large volume of phone calls flooding the CoveredCa call center. If you call us we always strive to answer the phone the first time or get back to your call in less than 15 minutes.
Yes. Covered California has always offered dental and vision coverage to minors. As of the 2016 enrollment year, Covered California will be offering dental coverage, for an additional charge, to adult members. This coverage starts at about $13 depending on age, location, and plan selected.
The last day for 2024 regular open enrollment is January 31, 2024. After January 31, you can only enroll in Covered Ca using special enrollment exemptions.